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Interest Free Finance

Parkers of Bolton can now offer 0% Finance on selected products via V12 Retail Finance. The perfect solution to help you own the bike of your dreams, you can even add your clothing and accessories to your agreement as well!

See all our 0% Finance offers right now....

If you need more information on finance or just need some advice, please do not hesitate to get in touch with our customer service team on 0161 727 4067.

V12 Retail Finance is a specialist provider of Retail Point of Sale Credit, providing finance to customers through an easy to use online, paperless processing system.


Am I eligible for finance?
To apply for finance you must be:

  •  At least 18 years of age.
  • A permanent UK resident.
  • In regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment.
  • In receipt of a pension if you are retired.
  • Able to confirm sufficient income if you are registered disabled.


How much can I borrow?
Finance is available on orders from £350 to £15,000.


What finance options are available?
We offer 0% finance over 6, 10 and 12 months.


Is a deposit required?
Yes, we require a 10% deposit. The deposit is paid when you fill in the online agreement.


How are my monthly payments made?
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the delivery of your goods, subsequent monthly payments will be due every month for the length of your agreement.


Representative Example

Purchase Price:  £1,000
Deposit:  £100
Amount of Credit:  £1,000
12 monthly payments:  £75
 Total Repayable:  £1,000 
 Agreement Duration:  12 months
Rate of Interest (Fixed):  0% pa
0% APR Representative

Parkers (Manchester and Bolton) Limited is registered in England and Wales 00196020. Registered office: Parkers (Manchester and Bolton) Limited, Unit 6, Shield Drive, Wardley Industrial Estate, Worsley, Manchester M28 2QB.


What type of goods can I buy on finance?
Products eligible for 0% finance will show the “0% Finance Available” logo.


How Do I Apply?
That’s easy. Just add the product to your basket as normal. When you check out you will be able to select 0% finance as a payment option. You will then receive an email containing a link to the V12 secure site where you can complete your application. The process takes around 5-10 minutes and decisions are made very quickly. Applications are electronically signed, saving time and paperwork.


What happens if my application is approved?
Finance is subject to status. Once approved you will be able to complete your V12 Credit Agreement and electronically sign the finance documents online. We will then process your order and notify you once it has been dispatched.


What happens if my application is declined?
If your credit application is declined you will have the option to process the order with a different payment method (Credit Card, Debit Card or PayPal).


Can I Pay Off My Loan Early?
You can settle your loan agreement at any time. Simply contact V12 Retail Finance and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.

See all our 0% Finance offers right now....


Consumer credit service provided by V12 Retail Finance. V12 Retail Finance is licensed by The Office of Fair Trading (Consumer Credit Licence: 0594229).

For more information please refer to our frequently asked questions or visit